We are so incredibly lucky in this country – you have to really want to live off grid or be seriously unlucky to find yourself homeless. For the most part, we are able to live in a family home until we reach adulthood, when we first rent a room or flat and make our first forays into independent living. Generally one would expect to leave school, go to college or university and then get a job. Then comes moving into the first flat. Very often this won’t be the first room away from home – that 3 years at university will have involved time in halls of residence, baby steps away from home. Then renting room in a house of other students is the next stage, which requires an element of self discipline and management. They have to get used to looking after and cleaning their allocated areas. There is need to budget and become responsible for paying their way.
So once the first job is secured, the first flat has been acquired and lived in for a few years. The next stage is a move up the ranks in a better job and thoughts go to buying the first house. It won’t be an expensive place, just a victorian terrace or a new build starter home. One thing about buying a home is the need to have a survey conducted for the mortgage company and the need to take out insurance – buildings and contents. Responsibility all round, thus making it a safe bet.